Group Income Protection

Group Income Protection (or Permanent Health Insurance), provides a replacement income for an employee on long-term sick leave and could enable the company to fund a temporary replacement, if required.  Group Income Protection protects the company as well as the employee, as the associated financial burden is negated.

What you need to consider:

The benefit of a GIP Plan is to provide a percentage of salary – after a pre-determined period, should an employee be injured or debilitated through illness and unable to work on a temporary or permanent basis.

The company benefits from knowing the cost of long-term employee absence is covered and employees benefit from having financial security.

Group Income Protection is a specialist area, with an extensive range of products offering differing benefits, policy terms and conditions.  Let one of our experienced advisors guide you through this complicated arena to find a plan that’s tailor-made for your organisation.

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We'll use our experience to get you the right cover at the right price for your policy.

Using SJA has enabled us to achieve an in-depth review of the available products and a substantial cost saving!

Finance Director, Lloyds Brokers, London

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