Insurance for SMEs

In a fast paced world we know you’re busy enough already. Insurance is our business, spend more time running yours.

There is a wide spectrum of insurance policies for SMEs to choose from that benefit both employer and employee. Knowing for example, that illness or injury will be treated promptly and expertly, both within the UK and abroad, reducing absenteeism, covering income for the long-term sick, all give you peace of mind. And in addition, they help to create staff loyalty and improve business efficiency.

UK Private Medical Insurance
UK Private Medical Insurance designed to provide cover for medical expenses for UK based employees whether short-term, acute illness or injury.
International Private Medical Insurance
International Medical Insurance delivering all your global health insurance requirements with access to expert care, wherever your employees are.
Group Income Protection
Group Income Protection provides a replacement income should any employee be unable to work, on a temporary or permanent basis
Group Life Assurance
Group Life Assurance delivers a lump sum benefit on death of an employee to their dependants
Group Critical Illness
Group Critical Illness provides a lump sum benefit for members suffering from a pre-determined range of critical illnesses.
Group Annual Travel Insurance
Group Annual Travel Insurance - increasingly travel insurance is being provided as an employee benefit covering business and leisure travel.
Group Dental Cover
Group Dental Cover includes a choice of dental plans covering emergency treatment to NHS refunds.
Cash Plans
Cash Plans are inexpensive and the fastest growing type of employee benefit
Employee Assistance Programmes
Employee Assistance Programmes benefit staff experiencing challenging work-place or personal situations and may reduce the threat of litigation
Health Screenings
Health Screenings or ‘lifestyle assessments’ identify risk factors that can lead to future poor health and help to optimise wellbeing

Expert Guidance

We'll use our experience to get you the right cover at the right price for your policy

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Outstanding Support

We're fully involved from start to finish, fighting on your behalf in the event of a claim

Support and claims

Our intermediary for over 15 years

Using SJA has enabled us to achieve an in-depth review of the available products and a substantial cost saving!

Finance Director, Lloyds Brokers, London

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Insurance for SMEs

Expert Guidance

Outstanding Support

A selection of our partners

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